Mortgage Rates

May 15, 2018

Rent or Buy!! Who is Right?


Rent vs Buy


This is a discussion that has and will continue to be a debate in households across the country. Depending on who you talk to you should wait and save your 20% down payment. Most mortgage companies will offer approx 3.5% as a down payment, but you will ...

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March 12, 2018

Know This Before You Rent Your Home

Top Questions to Ask Yourself


Have you thought about renting your home or purchasing a rental property? When you are thinking about turning your home into a rental you have to ask yourself a couple questions. These questions are essential to ask and answer yourself before turning your home into a rental ...

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Aug. 10, 2017

Why Sell Your Property Now?

Sell Before 2017 is Over!!!!

Sell your house now while rates are at all-time lows. If you live in Baltimore and are thinking about selling your house now is the best time to sell. Interest rates are at the lowest since one can remember making mortgage payments for prospective buyers ...

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Nov. 22, 2016

Elections Do Not Slow Property Buying In Maryland

Maryland Home Market Remains Active

Being Maryland is directly adjacent to the most powerful city in the world, Washington D.C., we tend to be more in tune with politics than the rest of the country. 2016 has certainly been viewed by many as the most divided and economic uncertain ...

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April 11, 2016

What Happens When You Buy a Home

What Exactly Happens When You Buy a Home?


As an educated buyer, you have been searching for months to find that perfect home that covers all the checklists.  After a few months of learning, scouring, and negotiating the market, you finally have an accepted offer and are ready ...

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Dec. 30, 2015

Interest Rate Affect On Maryalnd Real Estate

How Interest Rate Hike Will Affect Maryland Real Estate

Recently the Federal Reserve increased the interest rates, and this decision came as a shock to many stakeholders, many of whom are located in Ellicott City, Maryland, because interest rates have not been increased in the past 10 years. However, this move was ...

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Feb. 10, 2012

Hard Money

I recently responded to an on-line inquiry where a potential buyer was under the impression that an agent would show them properties without providing proof of their ability to pay.

After professionally prodding, the inquirer stated that they were approved to buy a home through a hard money lender however ...

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Jan. 9, 2012

Make It Happen

Average mortgage rates are at an all time low, for those determined enough to see the dream of home ownership come to fruition now is the time to make it happen.

Despite the daily briefings of current economic gloom, becoming a home owner can be obtained by all who are ...

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Aug. 24, 2011

Tips On Getting Your Mortgage Loan Approved

If you’re planning to shop for a house, there’s good news and bad news.

The good news is that home prices are relatively low – an absolute bargain in some parts of the country, especially those hardest hit by the foreclosure crisis. In addition, finding the lowest rates on mortgages ...

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Aug. 18, 2011

Mortgage Rates Fall Again

Mortgage rates fell to near record lows which is great news for the privileged few who can afford to buy or refinance a home. In spite of this the American housing market continues to falter.

A recent Freddie Mac survey has the average rate for a 30-year fixed mortgage falling from 4 ...

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